To work in this field we need to get a Certificate IV and a diploma in Finance and mortgage broking, then industry accreditations.
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There are lots of shady loan officers out there, some are gone but the rest of us are still struggling with their reputation as being sleazy salespersons.
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Yes, we help you people with the best service and get commission paid by the bank.
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But if you approve for getting a loan from us that's the only situation we both win and I get my commission.
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It is very usual for a loan officer to work around 14 hours a day for their clients to be satisfied.
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We don't recommend the wrong mortgage and give you the freedom to search online and choose the right one for yourselves.
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We give you the chance to negotiate even better rates.
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People think we only work till we get the sale and then leave but in reality, we keep our customers stay with us for life.
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We need to handle our work and even several parties like borrowers, real estate agents, etc.
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We deal with emotionally charged purchases which at the same time are financially the most complex.
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The work tends to be cyclical so, the stability and predictability of income are difficult..
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